At Action Point, we help organizations design and deliver retirement plans that allow their employees to plan for a successful retirement. Whether you need the support and protection of a fiduciary partner, or want to improve retirement outcomes for your employees, our advice provides you with an unobstructed view of your plan.
We believe that our clients will experience better retirement outcomes by working with us!!
Serving as our clients "fiduciary partner", we provide the specialized experience and expertise to help our clients meet and mange their fiduciary responsibilities under ERISA and mitigate fiduciary liability risk. Our firm was built on the premise that people are best served by advisors who are motivated to focus exclusively on the best interest of their clients. We conduct ourselves with honesty and fairness at all times and in all circumstances. We do what is right, even when it is difficult or out of fashion.
FEATURED IN
401(K) ADVISORY SERVICES
3(21) & 3(38) Fiduciary Support
As a plan sponsor and fiduciary, it's up to you to handle administration, oversee plan management, and make decisions regarding plan assets. If that's not enough, you're also tasked with regulatory compliance and legal liability - not to mention the plan's overall performance.
We can help. We do more than provide investment expertise - we share the burden of responsibility and our independent team of accredited advisors follow industry best practices for fiduciary governance and when advising clients.
Plan Design Review
Together we help plan sponsors consider the powerful and positive impacts of behaviorally based programs that "automate" improved saving and investment decisions. These programs have been found to be more effective than traditional educational programs alone.
Investment Monitoring
Our investment services are rooted in proven investment principles, well-documented participant behavior, advances in plan design, and evolving regulatory environment. We're focused on helping you offer a robust investment lineup that suits your organization, and provide participants with the right tools to make sound retirement decisions.
Employee Advice
It's not just about retirement. Each of your employees bring a unique set of qualities into their workplace - attributes related to family, lifestyle, health, and finances that help shape who your employees are and how they work. As we work to guide employees towards financial freedom, it's crucial to recognize that, for many, saving for retirement isn't their top priority.
Fees & Expenses
The Employee Retirement Income Security Act of 1974 (ERISA) requires retirement plan fiduciaries to ensure that all fees paid out of the retirement plan are reasonable in light of services rendered. Plan sponsors are not required to purchase services from the lowest bidder, but they must be able to demonstrate a deliberate process by which reasonableness of applicable fees is regularly considered.
Plan Administration Help
As a retirement plan sponsor, you're a fiduciary, which means you are required to follow certain rules and regulations when it comes to managing your plan. Balancing these obligations with your day-to-day responsibilities can be a challenge. We can help alleviate much of the management and investment duties for you, freeing you up to focus on your primary role, whether that be running a small business, or managing an organization with multiple employees and moving parts.
PERSONAL RETIREMENT PLANNING
Investment Management
Our investment philosophy is results driven, not merely return driven. While our goal is to
deliver competitive returns, we don’t measure our success by simply beating a specific
benchmark. Instead, we measure our success by how well we’re able to help clients meet
their overall financial goals, paying particular attention to downside risk.
Asset Allocation
No one has the ability to accurately and consistently predict what asset classes will
outperform in any given market condition or over any particular time period. We believe
that diversification across investment sectors, styles, and asset classes is the only way to
provide reasonable appropriate exposure to the markets.
Expenses & Taxes
Expenses and taxes if not managed properly can be the largest drag on a clinet's investment returns. Our job is to ensure that clients are getting the best value for their investment dollars. When you work with us, you always know exactly what you're paying for the service provided.
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